🏗 New Construction vs. Resale

Compare the true 5-year cost of ownership — including upgrades, insurance, maintenance, and equity built.

Your Scenario

Avg buyers spend 8–15% on builder upgrades

🏗 New Construction

Net cost after equity

All-in price (w/ upgrades)
Est. monthly cost
Est. equity built
Est. insurance/yr

🏠 Resale Home

Net cost after equity

Purchase price
Est. monthly cost
Est. equity built
Est. insurance/yr
Verdict

New construction insurance estimated at 0.3%/yr (newer building codes); resale at 0.5%/yr. Maintenance: new construction 0.5%/yr, resale 1%/yr. Resale includes 2% repair/inspection allowance. All figures are estimates. Florida insurance costs vary significantly by location and home age — always get real quotes.

Not Sure Which Is Right for You?

We represent buyers in both new construction and resale across all of Florida — at no cost to you.

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